Life can be complicated, but protecting it isn't.
Life Insurance
Safeguard your family's lifestyle with essential financial protection. Life insurance provides a critical safety net, ensuring your family can maintain their standard of living by covering daily expenses in the event of your passing or a terminal illness.
Income Protection
Complementing Life Insurance, income protection insurance replaces up to 70% of your earnings if sickness or injury prevents you from working. This ensures financial stability during recovery, allowing you to focus on your health and well-being. If you’re self-employed, it can help keep your business running by covering your income during downtime.
Total & Permanent Disability
Secure your future with Disability TPD Insurance. This policy provides a lump sum payment if you become totally and permanently disabled, offering financial support for ongoing medical treatment, rehabilitation, and necessary lifestyle adjustments. Ensure financial stability for yourself and your family when you're unable to work.
Trauma Insurance / Critical Illness Insurance
Trauma Insurance, also referred to as Critical Illness Insurance, offers crucial financial security. Upon diagnosis of a defined serious illness or injury, such as a heart attack, stroke, or cancer, this policy provides a lump sum payment. This financial support helps manage medical expenses and lifestyle adjustments, allowing you to prioritize recovery without added financial stress.
Key Person Insurance
Key Person Insurance provides essential financial protection for businesses, mitigating the risk of losing a key employee. In the event of death or disability, this coverage offers a lump sum benefit to address lost revenue, fund recruitment and training for a replacement, or settle outstanding debts, ensuring business continuity.
Buy/Sell Insurance / Partnership Buyout Insurance
Buy/Sell Insurance, or Partnership Buyout Insurance, is a critical tool for business partnerships. It provides the necessary funds for surviving partners to acquire the share of a deceased or disabled owner, safeguarding the business from disruption and offering crucial financial security to the departing owner's beneficiaries.